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Funding in England, Northern Ireland and Wales

Universities in England, Northern Ireland and Wales can charge full-time undergraduate UK and EU students up to £3,070 per year in course fees. EU students are able to defer these fees by applying for a student loan, rather than paying them up-front. The student loan is repayable only when the graduate starts earning more than £15,000 a year.

Detailed information on these procedures is availavle from Directgov website.

HOW MUCH DO STUDENTS HAVE TO PAY?

Universities and colleges in England, Wales and Nortern Ireland can charge new full time home undergraduate students up to £3,070 a year. Amounts vary between courses as well as between different universities and colleges. For more information on the fee for a particular course, please see Universities and Colleges Admissions Service's (UCAS) website.

No student will have to pay upfront. They can apply to defer their fee. Government pays the tuition fee on students’ behalf and they repay the fee loan after graduation.

LOAN FOR FEES

WHAT IS IT?

Eligible students can apply for a loan for an amount up to the exact amount their university or college charges for their course. The money is paid directly to the institution.

HOW WILL IT HELP STUDENTS?

It allows them to defer paying their fees until they have graduated and the debt only increasing by inflation i.e. there is no increase in real terms.

WHO IS ELIGIBLE?

All full-time, home/ EU, undergraduate students - there is no means testing for this loan.

IS IT REPAYBLE?

Yes, it is repayable once the students have left university and are earning over £15,000.

WHAT ABOUT EU STUDENTS?

EU students at English, Welsh and Northern Ireland’s universities pay fees in the same way as UK/ home students. They have access to the deferred fees scheme so only repay their fees after graduation. However they are not entitled to maintenance support in the same way as home students.

An EU national who has been settled in the UK for over 3 years will be classed as a home student and will be able to apply financial support for living costs.

WHO ABOUT PART TIME STUDENTS?

EU students on a part-time course in England, Northern Ireland or Wales can apply for financial help towards tuition fees. They do not have to repay this help. Further information about support available to part time students is available from the Directgov website.

Funding in Scotland

The funding for undergraduate degrees in Scotland is different from the rest of the UK.

Students who are EU nationals and who want to study in Scotland can apply for payment of tuition fees for undergraduate degrees to the Student Awards Agency for Scotland (SAAS).

EU students studying or wishing to study in Scotland will be eligible to apply to SAAS for payment of tuition fees if they meet the following criteria:

  • They are EU nationals, or the children or stepchildren of an EU national; and
  • They have been ordinarily resident in the EU or elsewhere in the EEA and Switzerland for the 3 years immediately before the first day of the first academic year of their course; and
  • They are taking a course of full-time study in Scotland and plan to graduate in Scotland.

Graduate Endowment:
Some EU students may have to pay a Graduate Endowment after they graduate. This will be just over £2,000 and will increase by the rate of inflation each year. A lot of people are however, exempt from paying.

For more information, please visit SAAS website.

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